Plans Offered By:
Everyone accepted regardless of your current health condition. For as little as .40 per day, we have discount plans that can help you bring some piece of mind as well as savings whether you are an individual or family.

Life Benefits

Made Easy

Join Today And Get Significant Savings On Essential Healthcare Services.

Key Life Benefits is a national resource for supplemental benefits offering businesses, individuals, associations and organizations insurance and non-insurance products and services at cost saving prices.

Silver Package
Health and Wellness
 Consult A Doctor™


Consult A Doctor™

Consult A Doctor™ offers 24/7 access to its proprietary nationwide cross-coverage network of U.S. licensed physicians for telephone and secure e-mail medical consultations. Physicians provide specific answers to medical questions and advice regarding non-emergency, routine medical conditions. Physicians discuss symptoms, recommend treatment options, diagnose many common conditions, and prescribe medication when appropriate.

You can connect via telephone or e-mail, free of charge, with our network of physicians for informational or diagnostic consultation.

Highlights

  • On-demand healthcare – wherever and whenever you need, as often as you need.
  • Access to a physician from anywhere via telephone or e-mail , 24 hours a day, 7 days a week.
  • Physicians discuss symptoms, recommend treatment options, diagnose many common conditions, and prescribe medication when appropriate.
  • Never wait for a doctor again!
  • Save money by avoiding unnecessary doctor’s office or ER visits.
  • Never wait for an appointment or sit in the doctor’s office again.
  • Our network of physicians is U.S.-based, licensed, board-certified, rigorously credentialed and experienced.
  • Instant, affordable coverage for all ages - from children to senior citizens.
  • Powerful online health tools that empower members to lead healthier, more productive lives.
  • Easy method of payment debit or credit card.
  • Prescriptions phoned into your local pharmacy for pickup.
  • HIPAA compliant and confidential.
  • Free Personal Health Record (PHR) – Store, manage, and share your medical records from one central location.

Disclosures

Consult A Doctor™ physicians do not prescribe controlled medications. Consult A Doctor™ is not insurance. Consult A Doctor™ does not replace your primary care physician.

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 Pharmacy Card


Pharmacy Card
The retail pharmacy program assures the lowest price on prescription drugs, saving 10% to 60% on most prescriptions. It’s simple to use. Simply present your membership card to the pharmacist when you pick up your prescription. The pharmacist calculates the discount and you pay the discounted price. No forms are required.
Highlights
• 10% to 60% savings on most medications.
• Over 60,000 national and regional pharmacy chains participate as well as independent pharmacies.
• No pharmacy program is complete unless it includes both retail locations for urgent care medications and a mail order program when purchasing long term maintenance prescriptions in 90 day supplies to treat ongoing ailments.
• As prices may change from day to day and cannot be given over the telephone, go to www.rxpricequotes.com to look up drug prices by location.

**Pharmacy Discounts are Not Insurance and are Not Intended as a Substitute for Insurance.

The discount is only available at participating pharmacies
MAIL ORDER PHARMACY
To ensure you always save money on long term prescription drugs, our mail order program was created to complement the retail pharmacy benefit. Since most maintenance medications are purchased in 90 day supplies, now you can maximize savings with the convenience of home delivery (at no additional charge).
Highlights
• Prices average 10% below AARP mail order pricing
• If you find a lower retail price from a local retail pharmacy, the Mail Order Prescription Plan will beat that price by $5.00* (or by 10%) on brand name and generic medications priced at $10.00 or more. Not valid in conjunction with other discount or insurance cards.
• Prescriptions are delivered right to your door; no postage or dispensing fees added.
• Unlike competitive programs that restrict available medications to their "approved" list, our Mail Order Prescription Plan is an "open formulary", so doctors may prescribe the most effective medication to treat the member’s ailment or condition.

*The $5.00 guaranteed savings cannot be used in conjunction with other discount or insurance cards.

**Pharmacy Discounts are Not Insurance and are Not Intended as a Substitute for Insurance.

The discount is only available at participating pharmacies

To locate a provider, click here

 
 Alternative Health & Wellness


Alternative Health & Wellness
The integration of alternative medicine into conventional western medicine is quickly revolutionizing the landscape of the American healthcare system. Patients and providers are increasingly using alternative methods of care that do not rely on invasive procedures or long term use of pharmaceuticals. The Alternative Medicine Network is one of the nation’s leading providers of integrative medicine. Our national network of over 16,000 practitioners provides care to millions of members all across the country.
HIGHLIGHTS
 • 10% to 30% savings on all treatments and services
 • Over 16,000 practitioners in the network
 • Over 35 different practitioner disciplines
 • Services include Acupuncture, Nutritional Counseling, Massage Therapy, and Holistic Med icine as well as popular Exercise and Movement specialties including Yoga, Tai Chi, Pilates and more
 • No limits on the number of visits
 
 Hearing Aids


Hearing Aids
Enjoy access to a variety of hearing programs providing hearing aid discounts of 15% to 58% in retail locations nationwide and discounts of 40% to 60% through the mail order program.
Retail Hearing Aids
Members may select from 1,350 Beltone locations nationwide to receive a free hearing screening and 15% off over 70 models of Beltone Hearing Aids. All technologies and models are available including state of the art digital hearing aids, along with Completely-In-the-Canal, In-the Ear and Behind-the-Ear models. BelCareTM standardized 12 point customer service program ensures consistent delivery of professional and comfortable service, regardless of location.
Mail Order Hearing Aids
• Save 40% to 60% off average National Retail Pricing on over 100 models of name brand hearing instruments.
• Receive the lowest price available.
• 45-day in-home trial period and one full year factory warranty
• Any make/model hearing aid less than five years old may be repaired with a six month warranty for just $90.00 or with a 12-month warranty for just $115.00 (digital or analog programmable aids are slightly more, depending upon model).
 
 Chiropractic


Chiropractic

Members save 30% to 50% at over 3,000 participating Doctors of Chiropractic nationwide.

Highlights

  • Free initial consultation
  • 50% savings on diagnostic services
  • 50% savings on x-rays performed on-site (if necessary)
  • 30% savings on treatment and other services
  • Unlimited access to care with no limits on the number of visits
  • Over 3,000 providers nationwide
  • Each chiropractor’s licensure and insurance are carefully verified before being accepted in the network
  • Items such as vitamins and durable goods are priced at the doctor’s discretion

Members may choose from more than 3,000 participating Chiropractors. Members enjoy a variety of savings and services including a free consultation, 50% savings on diagnostic services, 50% savings on x-rays performed on-site and 30% savings on treatment and other services. Also, members have unlimited access to care with no limits on the number of visits. Each chiropractor’s license and insurance are carefully verified before being accepted in the network. Items such as vitamins and durable goods are priced at the doctor’s discretion.

Chiropractic is not available to VT residents.

 
 Physician and Hospital Network


Physician and Hospital Network

The Physician Visit Network provides discounts on health care services at physicians' offices. Members save 10% to 40% at over 350,000 provider locations, including family physicians and specialists, throughout the United States. Members also save at thousands of participating hospitals and even on cosmetic surgery procedures, including skin resurfacing, acne scars, liposuction, and more.

Highlights

  • With the Physician program, members and their families can save 10% to 40% at participating family physicians and specialists throughout the United States.
  • Members have access to over 350,000 provider locations and thousands of Hospital and Imaging, Lab and Diagnostics, Medical Supplies, and Emergency facilities nationally, each including family physicians and specialists.
  • All potential providers are rigorously screened and must pass strict criteria and standards of excellence prior to joining the network.
  • Since there are no age or health restrictions, anyone can receive savings with the Physician Visit/Hospital Referral Network.

Hospital Benefit is not available in Maryland and Vermont.

Physician Visit Benefit is not available to Vermont residents.

 

$17.95 per month

BQKEYLIFE
Gold Package
Safety and Protection
 LifeLock - Identity Theft Protection


LifeLock - Identity Theft Protection

Identity theft is one of the fastest growing crimes in the nation. LifeLock, the leader in identity theft protection, works proactively to help protect your identity – even if your information falls into the wrong hands. If you become a victim of identity theft while a member of LifeLock due to a failure in their service, they will spend up to $1 million to cover the cost for lawyers, investigators, case manager, but not any direct losses as a result of the theft. The family plan includes all of your legal dependents.

The advanced LifeLock Identity Alert™ system provides you broader identity coverage, greater control, and early notification of both credit and non-credit related identity threats. This robust system alerts you by email, postal mail, and/or phone anytime LifeLock detects your personal information being used to apply for many forms of credit cards, wireless services, retail credit, utilities, check orders/reorders, mortgage loans, auto loans, and non-credit related payday loans. If the application is fraudulent, the remediation team will take action to help protect your good name.

LifeLock requests a copy of your free annual credit report from the three major credit-reporting agencies so you can review them for discrepancies. LifeLock also helps reduce junk mail and removes you from the pre-approved credit offer lists. LifeLock also provides online access to a member portal and direct anytime access to Member Service Representatives.

Highlights

LifeLock Identity Alert™ System – provides early notification by email, postal mail, and/or phone whenever they detect your personal information being used to apply for many forms of credit or services
WalletLock™ helps cancel and replace the contents of a lost or stolen wallet
eRecon™ patrols the web and notifies you of illegal selling or trading of your information
TrueAddress™ notifies you when a change of address is requested in your name
Free annual credit reports from the three major credit-reporting agencies
Fewer pre-approved credit card solicitations
24-hour customer service
$1 million total service guarantee – as a LifeLock member, if you become a victim of identity theft because of a failure in their service, they will help you fix it at their expense, up to $1,000,000
Includes all your legal dependents.
 
 Roadside Assistance


Roadside Assistance
Roadside Assistance is available 24 hours a day, 365 days a year to assist members when owned or leased vehicles are disabled as a result of unavoidable circumstances. Members will only have to pay for any non-covered expenses or covered costs in excess of the 15 miles per occurrence maximum (up to $80 retail value). Coverage is extended to the member, spouse, and dependent children up to 21 years of age permanently residing at registered address when driving any vehicles that they own or lease for 12 months or longer.
Highlights
• Available 24 hours a day, 365 days a year
• Up to 15 miles towing (up to $80 retail value) per occurrence maximum for covered charges
• Covers Member, spouse and dependent children up to age 21 permanently residing at registered address when driving any vehicles they own or lease (12 months or longer)
• Towing Assistance
• Flat Tire Assistance
• Fuel, Oil, Fluid and Water Delivery Service
• Lock-out Assistance
• Battery Assistance
• Collision Assistance
 
 Legal Services


Legal Services
The legal benefit is provided by a nationwide discount legal referral service. Attorneys in our network have an average of 19.4 years of experience.
Highlights
• A nationwide network of over 20,000 attorneys
• Plan attorneys will either charge $125.00 per hour, or when appropriate, give members a 40% discount off their usual and customary hourly rate
• Nine (9) free services* which include:

o Unlimited initial phone consultations for new legal matters
o Initial one-on-One consultations for new legal matters
o Attorney review of independent legal documents (6 page max.) per new matter
o When appropriate, network attorneys will write letters on member’s behalf
o When appropriate, network attorneys will make phone calls on member’s behalf
o Assistance in solving problems with government programs such as welfare and INS
o Assistance with small claims court representation
o Free simple will with annual updates
o Additionally, members have online access through the Legalclub.com website to prepare a free living will (advance healthcare directive)
Capped fees* on eight commonly used legal services, which include:

• Traffic Ticket Defense
• $ 89.00

• Name Change
• $ 155.00

• Real Estate Closing
• $ 250.00

• Chapter 7 Bankruptcy
• $ 750.00

• Simple Divorce
• $ 275.00

• Simple Will with Trust
• $ 250.00

• Non-support (spouse/child)
• $ 275.00

• Regular Incorporation
• $ 295.00

Prices are subject to change without notice and may vary by region.
*Costs and filing fees additional, specific definitions apply.
 

$19.95 per month

Platinum Package
Premium Package
 Consult A Doctor™


Consult A Doctor™

Consult A Doctor™ offers 24/7 access to its proprietary nationwide cross-coverage network of U.S. licensed physicians for telephone and secure e-mail medical consultations. Physicians provide specific answers to medical questions and advice regarding non-emergency, routine medical conditions. Physicians discuss symptoms, recommend treatment options, diagnose many common conditions, and prescribe medication when appropriate.

You can connect via telephone or e-mail, free of charge, with our network of physicians for informational or diagnostic consultation.

Highlights

  • On-demand healthcare – wherever and whenever you need, as often as you need.
  • Access to a physician from anywhere via telephone or e-mail , 24 hours a day, 7 days a week.
  • Physicians discuss symptoms, recommend treatment options, diagnose many common conditions, and prescribe medication when appropriate.
  • Never wait for a doctor again!
  • Save money by avoiding unnecessary doctor’s office or ER visits.
  • Never wait for an appointment or sit in the doctor’s office again.
  • Our network of physicians is U.S.-based, licensed, board-certified, rigorously credentialed and experienced.
  • Instant, affordable coverage for all ages - from children to senior citizens.
  • Powerful online health tools that empower members to lead healthier, more productive lives.
  • Easy method of payment debit or credit card.
  • Prescriptions phoned into your local pharmacy for pickup.
  • HIPAA compliant and confidential.
  • Free Personal Health Record (PHR) – Store, manage, and share your medical records from one central location.

Disclosures

Consult A Doctor™ physicians do not prescribe controlled medications. Consult A Doctor™ is not insurance. Consult A Doctor™ does not replace your primary care physician.

https://content.secureenrollment.com/contentImages/rss2.gif

 
 Dental


Dental



To locate a provider online, click here.

Highlights

  • Members save 15% to 50%* on everything from general dentistry and cleanings to root canals, crowns and orthodontia.
  • Over 76,000 ** dental practice locations.
  • Save on routine dental services such as x-rays and fillings.
  • Save on specialty care such as orthodontics and periodontics where available.


Dental benefit is not available to VT residents.

*Actual costs and savings vary by provider and geographical area.
** According to the Aetna Enterprise Provider Database as of October 1, 2008.

The discount program provides access to the Aetna Dental Access® network. This network is administered by Aetna Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the discount program. Neither ALIC nor any of its affiliates is an affiliate, agent, representative or employee of discount program. Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes.

TEETH WHITENING KITS
FROM BRIGHT AND WHITE, INC.

  • Save 75% on professional teeth whitening kits
  • Custom-made tray from personal impressions
  • No Dental Visits
  • Direct to you by Priority Mail
  • Bleaching gel is great for sensitive teeth
 
 Vision


Vision
Coast to Coast (CTC) Vision has contracted with over 12,000 eyecare locations nationwide. Members save on eyeglasses, contacts, eye exams and surgical procedures. The CTC provider network is the most comprehensive in the U.S. and includes ophthalmologists, optometrists, independent optical centers and national chain locations such as Pearle Vision, JCPenney Optical, Sears Optical, Target Optical, LensCrafters, and EyeMasters.
• Savings of 20% to 60% on prescription eyewear.
• Also, save 10% to 20% on contact lenses (excluding disposables) at participating retail locations.
• Savings of 10% to 30% on eye exams.
• Save 40% to 50% off the overall national average on LASIK surgery (PRK and CK available at select locations).
• Most frames, lenses and specialty items such as tints, coatings and UV protection are available.
• No limit on the number of times membership may be used during the year.
• Two guarantees - 30 day unconditional money-back satisfaction guarantee and low price guarantee on eyeglasses
• Members may nominate their own eye care professional to join the network.


Vision Benefit is not available to VT residents.

To locate a provider online, click here
 
 Pharmacy Card


Pharmacy Card
The retail pharmacy program assures the lowest price on prescription drugs, saving 10% to 60% on most prescriptions. It’s simple to use. Simply present your membership card to the pharmacist when you pick up your prescription. The pharmacist calculates the discount and you pay the discounted price. No forms are required.
Highlights
• 10% to 60% savings on most medications.
• Over 60,000 national and regional pharmacy chains participate as well as independent pharmacies.
• No pharmacy program is complete unless it includes both retail locations for urgent care medications and a mail order program when purchasing long term maintenance prescriptions in 90 day supplies to treat ongoing ailments.
• As prices may change from day to day and cannot be given over the telephone, go to www.rxpricequotes.com to look up drug prices by location.

**Pharmacy Discounts are Not Insurance and are Not Intended as a Substitute for Insurance.

The discount is only available at participating pharmacies
MAIL ORDER PHARMACY
To ensure you always save money on long term prescription drugs, our mail order program was created to complement the retail pharmacy benefit. Since most maintenance medications are purchased in 90 day supplies, now you can maximize savings with the convenience of home delivery (at no additional charge).
Highlights
• Prices average 10% below AARP mail order pricing
• If you find a lower retail price from a local retail pharmacy, the Mail Order Prescription Plan will beat that price by $5.00* (or by 10%) on brand name and generic medications priced at $10.00 or more. Not valid in conjunction with other discount or insurance cards.
• Prescriptions are delivered right to your door; no postage or dispensing fees added.
• Unlike competitive programs that restrict available medications to their "approved" list, our Mail Order Prescription Plan is an "open formulary", so doctors may prescribe the most effective medication to treat the member’s ailment or condition.
*The $5.00 guaranteed savings cannot be used in conjunction with other discount or insurance cards.

**Pharmacy Discounts are Not Insurance and are Not Intended as a Substitute for Insurance.

The discount is only available at participating pharmacies

To locate a provider, click here

 
 Dining Savings


Dining Savings
Members of the Dining Program are entitled to savings of up to 50% at dining establishments ranging from casual family eateries to fast food establishments and ice cream parlors. Currently, members save at over 20,000 restaurants around the country. The Dining Program is the more affordable way to dine at favorite restaurants.
• Over 20,000 participating restaurants around the country
 
 Roadside Assistance


Roadside Assistance
Roadside Assistance is available 24 hours a day, 365 days a year to assist members when owned or leased vehicles are disabled as a result of unavoidable circumstances. Members will only have to pay for any non-covered expenses or covered costs in excess of the 15 miles per occurrence maximum (up to $80 retail value). Coverage is extended to the member, spouse, and dependent children up to 21 years of age permanently residing at registered address when driving any vehicles that they own or lease for 12 months or longer.
Highlights
• Available 24 hours a day, 365 days a year
• Up to 15 miles towing (up to $80 retail value) per occurrence maximum for covered charges
• Covers Member, spouse and dependent children up to age 21 permanently residing at registered address when driving any vehicles they own or lease (12 months or longer)
• Towing Assistance
• Flat Tire Assistance
• Fuel, Oil, Fluid and Water Delivery Service
• Lock-out Assistance
• Battery Assistance
• Collision Assistance
 
 Legal Services


Legal Services
The legal benefit is provided by a nationwide discount legal referral service. Attorneys in our network have an average of 19.4 years of experience.
Highlights
• A nationwide network of over 20,000 attorneys
• Plan attorneys will either charge $125.00 per hour, or when appropriate, give members a 40% discount off their usual and customary hourly rate
• Nine (9) free services* which include:

o Unlimited initial phone consultations for new legal matters
o Initial one-on-One consultations for new legal matters
o Attorney review of independent legal documents (6 page max.) per new matter
o When appropriate, network attorneys will writ e letters on member’s behalf
o When appropriate, network attorneys will make phone calls on member’s behalf
o Assistance in solving problems with government programs such as welfare and INS
o Assistance with small claims court representation
o Free simple will with annual updates
o Additionally, members have online access through the Legalclub.com website to prepare a free living will (advance healthcare directive)
Capped fees* on eight commonly used legal services, which include:

• Traffic Ticket Defense
• $ 89.00

• Name Change
• $ 155.00

• Real Estate Closing
• $ 250.00

• Chapter 7 Bankruptcy
• $ 750.00

• Simple Divorce
• $ 275.00

• Simple Will with Trust
• $ 250.00

• Non-support (spouse/child)
• $ 275.00

• Regular Incorporation
• $ 295.00

Prices are subject to change without notice and may vary by region.
*Costs and filing fees additional, specific definitions apply.
 
 Chiropractic


Chiropractic
Members save 30% to 50% at over 3,000 participating Doctors of Chiropractic nationwide.
HIGHLIGHTS
 • Free initial consultation
 • 50% savings on diagnostic services
 • 50% savings on x-rays performed on-site (if necessary)
 • 30% savings on treatment and other services
 • Unlimited access to care with no limits on the number of visits
 • Over 3,000 providers nationwide
 • Each chiropractor’s licensure and insurance are carefully verified before being accepted in the network
 • Items such as vitamins and durable goods are priced at the doctor’s discretion
Members may choose from more than 3,000 participating Chiropractors. Members enjoy a variety of savings and services including a free consultation, 50% savings on diagnostic services, 50% savings on x-rays performed on-site and 30% savings on treatment and other services. Also, members have unlimited access to care with no limits on the number of visits. Each chiropractor’s license andinsurance are carefully verified before being accepted in the network. Items such as vitamins and durable goods are priced at the doctor’s discretion.
Chiropractic is not available to VT residents.
 
 Hearing Aids


Hearing Aids
Enjoy access to a variety of hearing programs providing hearing aid discounts of 15% to 58% in retail locations nationwide and discounts of 40% to 60% through the mail order program.
Retail Hearing Aids
Members may select from 1,350 Beltone locations nationwide to receive a free hearing screening and 15% off over 70 models of Beltone Hearing Aids. All technologies and models are available including state of the art digital hearing aids, along with Completely-In-the-Canal, In-the Ear and Behind-the-Ear models. BelCareTM standardized 12 point customer service program ensures consistent delivery of professional and comfortable service, regardless of location.
Mail Order Hearing Aids
• Save 40% to 60% off average National Retail Pricing on over 100 models of name brand hearing instruments.
• Receive the lowest price available.
• 45-day in-home trial period and one full year factory warranty
• Any make/model hearing aid less than five years old may be repaired with a six month warranty for just $90.00 or with a 12-month warranty for just $115.00 (digital or analog programmable aids are slightly more, depending upon model).
Hearing Equipment
• We offer a complete line of products designed specifically for people who are experiencing hearing and/or vision loss including, amplified corded and cordless telephones, large display alarm clocks, portable telephone amplifiers, amplified telephone ring signaler personal communication systems and a TV listening system.
• Members receive a 25% discount on over 17 products.
• All products include full warranty support, a 30-day money-back guarantee and toll-free tech support.

To locate a provider online, click here

 

$29.95 per month

*4.95 one time fee per package
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How Keylife Benefits Can Help You
• Additional Lifestyle Discounts
• Same Rate For Family or Individual
• Everyone Accepted
• No Limits on Medical Usage
• Never Any Paperwork
• 30-Day Guarantee

Key Life Benefits, LLC

PO Box 1511 Kulpsville, PA 19443-1511
Phone: (215) 361-0779

Disclosures:
This plan is NOT insurance
All plans subject to $4.95 one-time card fulfillment fee.
This plan provides discounts at certain healthcare providers for medical services
This plan does not make payments directly to the providers of medical services
The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization
This discount card program contains a 30 day cancellation period.
FL, MD, MS, ND, OK, RI, SC, SD, LA and TX residents: Member shall receive a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days after the effective date.
AR and TN residents: A refund of all fees will be issued if membership is cancelled within the first 30 days.
MA Residents: The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. 
Discount Medical Plan Organization: New Benefits, Ltd.Attn: Compliance Department, PO Box 671309, Dallas, TX 75367-1309.
Telephone number of Discount Medical Plan Organization: 800-800-7616
Internet website address to obtain participating providers, http://www.locateproviders.com
The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received. The discount medical card program makes available, before purchase and upon request, a list of program providers, including the name, city, state, and specialty of each program provider located in the cardholder's service area.