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What is a Discount Healthcare Plan? |
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- Discount healthcare plans provide consumers with choices, as well as savings and responsibility.
- Discount healthcare programs ARE NOT insurance but they do provide assurance to members.
- Discount healthcare programs offer consumers choices of providers without a third party making critical decisions related to allowable services.
- Discount healthcare programs provide consumers access to not only a large list of providers, but also some of the best providers in the healthcare industry.
- Discount healthcare programs offer savings ranging from 10% - 60%.
- Discount healthcare programs require the responsibility of the consumer member to pay the provider the discounted fee at the time of service
- Discount healthcare programs are often referred to as “self-managed” care because consumers are in charge of their own healthcare.
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Would You Explain How Discount Healthcare Programs Work?
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- Discount healthcare programs offer consumers savings through a pre-negotiated rate or fee schedule with the providers.
- Discount healthcare program fees will often vary between providers even within the same state. There is less competition in rural areas and some providers do not want to accept lower fee schedules.
- The objective is to make these services available to as many people as possible and provide meaningful savings, regardless of location.
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How Do I Find Network Providers in My Area?
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- There are network providers located throughout the country
- There are provider search buttons for each product or service.
- Right click on any product and the plan will be provided - along with the locate provider network.
- When you have found a provider - it is always a good idea to call that provider before your visit to ensure that they are still a member of that network.
- If you have any questions regarding the name of a specific provider network servicing your area, please call or email us at: information@keylifebenefits.com
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How Do I Register for One of the Healthcare Programs?
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- Begin by clicking on the “packages” tab in the top menu bar.
- You will be taken to a page with several packages.
- Select the package you wish to try and click the “Try Now” button at the bottom.
- For your security and safety, all orders are processed on a secure server.
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How Can I Get Special Group Rates? |
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- Most everyone either works somewhere or belongs to an association or group of some kind.
- If you would like Key Life Benefits to approach a particular company, group, or association to offer our discount programs to their employees/members at a special rate, please email us at: information@keylifebenefits.com.
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Can You Tell Me More About Key Life Benefits, LLC?
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- New Benefits, the benefits provider for Key Life Benefits, has over 20 years experience as a leader in the field of Employee Benefits.
- You will find additional information about Key Life Benefits, LLC, in the “About Us” section on this site.
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Is There a Guarantee on the Products and/or Services offered by Key Life Benefts?
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- All products and services offered by Key Life Benefits have a full 30-day money back guarantee from the date of purchase.
- Consumers purchasing on a monthly basis, may stop their membership at any time.
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How Long Does It Take To Receive My Membership Materials? |
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- Your welcome kits and membership cards will arrive within 10-14 days.
- Your membership card is ready to use…no phone activation needed.
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How Are the Discounts Guaranteed and How Do I Know Am Getting A Discount at All? |
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- Discounts for different programs vary on plan you choose, where you live, and the procedure being done.
- Based on the items mentioned above, providers for your Dental and Medical procedures agree to a pre-negotiated fee which is a lower rate than their normal charges.
- You might receive a lesser price from a Pharmacy if a specific drug is temporarily being offered to everyone at a price lower than the discounted price.
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What if There is No Provider in My Area and What if My Current Provider Is Not On Your List? |
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- Our network of providers is compiled by a nomination process. You, the consumer, can submit the name of a dentist (or doctor) to be included in the network.
- The nominee will be contacted and screened. Each individual dentist or doctor decides if they want to provide their services at a reduced fee. In some areas, the dentist or doctor may not have an incentive to join a discount network.
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What Is the Difference Between A Single Product and a Package?
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Single products are more expense than packages. Package plans group a variety of different discount services into one package. These carefully selected packages offer the greatest value and the best service at the lowest cost. |
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