Alternative Medicine
| Alternative Medicine |
The integration of alternative medicine into conventional western medicine is quickly revolutionizing the landscape of the American healthcare system. Patients and providers are increasingly using alternative methods of care that do not rely on invasive procedures or long term use of pharmaceuticals. The Alternative Medicine Network is one of the nation’s leading providers of integrative medicine. Our national network of over 16,000 practitioners provides care to millions of members all across the country.
HIGHLIGHTS
• 10% to 30% savings on all treatments and services
• Over 16,000 practitioners in the network
• Over 35 different practitioner disciplines
• Services include Acupuncture, Nutritional Counseling, Massage Therapy, and Holistic Med icine as well as popular Exercise and Movement specialties including Yoga, Tai Chi, Pilates and more
• No limits on the number of visits |
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Medical Supplies
| Medical Supplies |
Medical Supplies Service has been designed to offer members a convenient solution for ordering medical supplies and equipment. Through Medical Supplies Service, members will save $5 on orders of $100 or more retail price on Walkers, Power Mobility Scooters, Hospital Beds, Blood Pressure Devices, and much more. Simply order online or call the toll-free number to speak with a Medical Supplies representative. |
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Chiropractic
| Chiropractic |
Members save 30% to 50% at over 3,000 participating Doctors of Chiropractic nationwide.
HIGHLIGHTS
• Free initial consultation
• 50% savings on diagnostic services
• 50% savings on x-rays performed on-site (if necessary)
• 30% savings on treatment and other services
• Unlimited access to care with no limits on the number of visits
• Over 3,000 providers nationwide
• Each chiropractor’s licensure and insurance are carefully verified before being accepted in the network
• Items such as vitamins and durable goods are priced at the doctor’s discretion
Members may choose from more than 3,000 participating Chiropractors. Members enjoy a variety of savings and services including a free consultation, 50% savings on diagnostic services, 50% savings on x-rays performed on-site and 30% savings on treatment and other services. Also, members have unlimited access to care with no limits on the number of visits. Each chiropractor’s license andinsurance are carefully verified before being accepted in the network. Items such as vitamins and durable goods are priced at the doctor’s discretion.
Chiropractic is not available to VT residents. |
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Medical Travel Assistance
| Medical Travel Assistance |
Members have access to a global network of practicing physicians, travel assistance personnel and emergency evacuation benefits when traveling 100 miles from home and suffering a serious injury or illness. Knowing help is merely a phone call away provides members with peace of mind.
Some of these services include:
• Emergency medical evacuation
• Repatriation of mortal remains
• Transportation to join a hospitalized family member
• Return of dependent children
• Pre-travel information
• Monitoring of treatment worldwide
• Medical and dental referrals
• Facilitation of hospital payment
• Transfer of insurance information to medical providers
• Replacement of lost or stolen travel documents
• Legal referrals
• Medication, vaccine and blood transfers
• Transfer of funds
• Translation services
• Real-time security intelligence
• A complete list of services, exclusions and limitations is available to all members.
*Travel Assistance not available to CT, FL, OR and WA residents |
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Counseling
| Counseling |
Emotional and relationship challenges sometimes seem overwhelming, but personal problems are as treatable as any other health concern if you know where to turn. Our telephone counselors assist with problem resolution and suggest options to help members with personal issues of any size.
Highlights
• Counselors work with a multitude of issues including:
• Depression, anxiety or stress
• Conflicts at work or home
• Reliance on alcohol, drugs, tobacco or food
• Sexual, physical or emotional abuse
• Loss and grief
• Change and transition Members receive free unlimited telephone counseling services 24 hours a day, 7 days a week.
• Free telephone problem-solving services
• Counselor qualifications include a master’s degree and five years of postgraduate experience
• Counselors follow up and monitor progress until member is satisfied
• When appropriate, members are referred to local licensed counselors
• Services are confidential and will not jeopardize employment |
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Nurse Hotline
| Nurse Hotline |
Good health starts with asking questions and knowing where to go for the answers. Nurse Hotline offers toll-free access to experienced registered nurses, 24 hours a day, 365 days per year. Our hotline nurses are an immediate, reliable and caring source of health information, education and support.
Our nurses provide information based on physician-approved guidelines, including
• General information on all types of health concerns
• Answers about medication usage and interaction
• Translation services for non-English speaking callers
• TTY/TTD access for the hearing impaired
• Computerized record keeping system
• Medical Director on staff
Better-informed, healthier individuals are key to reducing healthcare costs. Nurse Hotline gives you necessary information to help with healthcare. In addition to preventing unnecessary emergency room visits, you receive quick, sound medical information from trained RNs. |
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Diabetic Supplies
| Diabetic Supplies |
Through the VIP Health & Wellness program, members save dramatically over the retail price of their diabetic supplies. Product packages include a premier Glucose Meter, control solution, test strips, lancets and lancing device. Supplies are shipped regularly at no additional cost. |
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Dental Care
| Dental Care |
To locate a provider online, click here.
Highlights
- Members save 15% to 50%* on everything from general dentistry and cleanings to root canals, crowns and orthodontia.
- Over 76,000 ** dental practice locations.
- Save on routine dental services such as x-rays and fillings.
- Save on specialty care such as orthodontics and periodontics where available.
Dental benefit is not available to VT residents.
*Actual costs and savings vary by provider and geographical area.
** According to the Aetna Enterprise Provider Database as of October 1, 2008.
The discount program provides access to the Aetna Dental Access® network. This network is administered by Aetna Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the discount program. Neither ALIC nor any of its affiliates is an affiliate, agent, representative or employee of discount program. Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes.
TEETH WHITENING KITS
FROM BRIGHT AND WHITE, INC.
- Save 75% on professional teeth whitening kits
- Custom-made tray from personal impressions
- No Dental Visits
- Direct to you by Priority Mail
- Bleaching gel is great for sensitive teeth
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Pet Care
| Pet Care |
The Pet Care Savings Program is designed to save members money on everything for their special family member - their pet! All the pets in the household can take advantage of this program. The Pet Care Savings Program is not insurance. With the Pet Care Savings Program there is a 25% discount at network veterinarians on most procedures, plus savings of 10% to 30% on pet products and services at participating merchants. The Pet Care Savings Program also includes a free pet ID tag and confidential 24-hour pet location service in the event of a lost pet.
Highlights
• Save 25% on most in office medical care with each visit to a network veterinarian
• Save 10% to 30% at participating providers on pet services such as boarding, doggie day care, training, pet sitting and grooming
• Save 10% to 30% at participating merchants on pet supplies such as food, beds, toys, treats and vitamins
• Free pet ID tag(s) and 24-hour location service for lost pets
• Available for use with all animals, from companion animals such as dogs and cats to exotic animals such as birds and reptiles |
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Pharmacy Discount
| Pharmacy Discount |
The retail pharmacy program assures the lowest price on prescription drugs, saving 10% to 60% on most prescriptions. It’s simple to use. Simply present your membership card to the pharmacist when you pick up your prescription. The pharmacist calculates the discount and you pay the discounted price. No forms are required.
Highlights
• 10% to 60% savings on most medications.
• Over 60,000 national and regional pharmacy chains participate as well as independent pharmacies.
• No pharmacy program is complete unless it includes both retail locations for urgent care medications and a mail order program when purchasing long term maintenance prescriptions in 90 day supplies to treat ongoing ailments.
• As prices may change from day to day and cannot be given over the telephone, go to www.rxpricequotes.com to look up drug prices by location.
**Pharmacy Discounts are Not Insurance and are Not Intended as a Substitute for Insurance.
The discount is only available at participating pharmacies
MAIL ORDER PHARMACY
To ensure you always save money on long term prescription drugs, our mail order program was created to complement the retail pharmacy benefit. Since most maintenance medications are purchased in 90 day supplies, now you can maximize savings with the convenience of home delivery (at no additional charge).
Highlights
• Prices average 10% below AARP mail order pricing • If you find a lower retail price from a local retail pharmacy, the Mail Order Prescription Plan will beat that price by $5.00* (or by 10%) on brand name and generic medications priced at $10.00 or more. Not valid in conjunction with other discount or insurance cards. • Prescriptions are delivered right to your door; no postage or dispensing fees added. • Unlike competitive programs that restrict available medications to their "approved" list, our Mail Order Prescription Plan is an "open formulary", so doctors may prescribe the most effective medication to treat the member’s ailment or condition. *The $5.00 guaranteed savings cannot be used in conjunction with other discount or insurance cards. **Pharmacy Discounts are Not Insurance and are Not Intended as a Substitute for Insurance. The discount is only available at participating pharmacies
To locate a provider, click here
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Family Consultation Services
| Family Consultation Services |
"Life happens" in many different ways and Family Consultation Services responds with real solutions. Our comprehensive telephone consultation provides you with research and referral information for child care, elder care and care for people with disabilities. Save countless hours finding a care provider to meet your specific needs and receive a detailed Provider Profile packet and educational materials and guidebooks within 48-72 hours.
Highlights
Family Consultation Services can help in these types of situations:
• Finding in-home child care for an infant or toddler
• Making transportation arrangements to the doctor for a disabled elder who is living alone in another state
• Understanding what Medicare, Medicaid or private insurance covers for an elderly relative’s care and identifying programs that are available at little or no cost
• Finding an after-school program or summer camp for a child in elementary school
• Understanding the costs of various living arrangements if a parent can no longer live at home
• Finding care for a child or adult with a debilitating disease |
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Physician and Hospital
| Physician and Hospital |
The Physician Visit Network provides discounts on health care services at physicians’ offices. Members save 10% to 40% at over 350,000 provider locations, including family physicians and specialists, throughout the United States. Members also save at thousands of participating hospitals and even on cosmetic surgery procedures, including skin resurfacing, acne scars, liposuction, and more.
Highlights
• With the Physician program, members and their families can save 10% to 40% at participating family physicians and specialists throughout the United States. • Members have access to over 350,000 provider locations and thousands of Hospital and Imaging, Lab and Diagnostics, Medical Supplies, and Emergency facilities nationally, each including family physicians and specialists. • All potential providers are rigorously screened and must pass strict criteria and standards of excellence prior to joining the network. • Since there are no age or health restrictions, anyone can receive savings with the Physician Visit/Hospital Referral Network.Hospital Benefit is not available in Maryland and Vermont. Physician Visit Benefit is not available to Vermont residents. To locate a provider, click here |
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Hearing Aid
| Hearing Aid |
Enjoy access to a variety of hearing programs providing hearing aid discounts of 15% to 58% in retail locations nationwide and discounts of 40% to 60% through the mail order program.
Retail Hearing Aids
Members may select from 1,350 Beltone locations nationwide to receive a free hearing screening and 15% off over 70 models of Beltone Hearing Aids. All technologies and models are available including state of the art digital hearing aids, along with Completely-In-the-Canal, In-the Ear and Behind-the-Ear models. BelCareTM standardized 12 point customer service program ensures consistent delivery of professional and comfortable service, regardless of location.
Mail Order Hearing Aids
• Save 40% to 60% off average National Retail Pricing on over 100 models of name brand hearing instruments.
• Receive the lowest price available.
• 45-day in-home trial period and one full year factory warranty
• Any make/model hearing aid less than five years old may be repaired with a six month warranty for just $90.00 or with a 12-month warranty for just $115.00 (digital or analog programmable aids are slightly more, depending upon model).
Hearing Equipment
• We offer a complete line of products designed specifically for people who are experiencing hearing and/or vision loss including, amplified corded and cordless telephones, large display alarm clocks, portable telephone amplifiers, amplified telephone ring signaler personal communication systems and a TV listening system. • Members receive a 25% discount on over 17 products. • All products include full warranty support, a 30-day money-back guarantee and toll-free tech support.
To locate a provider online, click here
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LifeLock Identity Theft Protection
| LifeLock Identity Theft Protection |
Over 10 million Americans will be victims of identity theft this year. LifeLock is the leader in proactive identity theft protection, protecting over 1 million members nationwide. LifeLock is a proactive service that works to reduce the risk of identity theft and backs it up with a $ 1 million total service guarantee, in the event your identity is compromised. LifeLock requests free fraud alerts with the major credit bureaus on your behalf and then renews them every 90 days. LifeLock also requests a copy of your free annual credit report, which will be sent directly to you. LifeLock also helps reduce junk mail and removes you from the pre-approved credit offer lists. LifeLock’s WalletLockTM service is also included with your membership. If you lose your wallet, a WalletLock specialist will help contact each credit card, bank or document issuing company, cancel your affected accounts and complete the paperwork and steps necessary to replace your lost documents (excluding money and pictures), including your credit/debit cards, driver’s license, Social Security card, insurance cards, checkbook - even travelers checks - at no additional cost to you. LifeLock’s eReconTM service also works to protect you by searching criminal websites for online selling and trading of your information and notifying you if anything is found; and TrueAddressTM will notify you when a change of address is filed in your name.
Highlights
• Free Fraud alerts are requested on your behalf to the major credit bureaus - when anyone tries to use your credit the merchant is advised to take extra precautions to verify it’s you and only you making the request.
• A reduction in junk mail.
• Fewer pre-approved credit card solicitations.
• WalletLockTM assists you in the event your wallet is lost or stolen.
• eReconTM searches for your information being sold or traded online.
• TrueAddressTM notifies you when a change of address is filed in your name.
• $1 million total service guarantee - if your identity is stolen while you’re a client, we will do whatever it takes to recover your good name and spend up to $1 Million to do it. |
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Long-Term Elder Care
| Long-Term Elder Care |
Our Long-Term/Elder Care program is designed to provide assistance and support to members dealing with the aging of their parents and family members. Our trained and experienced elder care specialists help you and your family understand the issues related to caring for an older person and assist you in making the right choices for your family. Speak with a trained specialist 24 hours a day, 7 days a week about:
• Understanding the emotional and financial challenges of caring for an elderly person • How in-home services provided by a professional geriatric care manager can ease the caregiving burden • Locating an appropriate home health agency, assisted living facility or nursing home at the best rates
Highlights
• Elder Care Information and Referral Care Advisors are available 24 hours a week, 7 days a week to provide assistance with elder care concerns, answer long-term care questions and help locate local assistance.
• Discount home healthcare and long-term network members can save 4% to 25% at approximately 5,500 providers when seeking home health agency or assisted living facilities.
• Access to a comprehensive elder care website that offers features such as skill sheets, condition research, caregiver advice, two minute test, caregiver tools, resource finder and member reports.
• Discounted fee for geriatric care management services. Services provided are telephonic and in-home evaluations (for an additional hourly or package fee) for all levels of care from basic to comprehensive. Members receive a 5% to 15% discount on retail rates.
Long-Term Elder Care Benefit is not available to VT residents. |
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Legal Services
| Legal Services |
The legal benefit is provided by a nationwide discount legal referral service. Attorneys in our network have an average of 19.4 years of experience.
Highlights
• A nationwide network of over 20,000 attorneys
• Plan attorneys will either charge $125.00 per hour, or when appropriate, give members a 40% discount off their usual and customary hourly rate
• Nine (9) free services* which include:
o Unlimited initial phone consultations for new legal matters
o Initial one-on-One consultations for new legal matters
o Attorney review of independent legal documents (6 page max.) per new matter
o When appropriate, network attorneys will write letters on member’s behalf
o When appropriate, network attorneys will make phone calls on member’s behalf
o Assistance in solving problems with government programs such as welfare and INS
o Assistance with small claims court representation
o Free simple will with annual updates
o Additionally, members have online access through the Legalclub.com website to prepare a free living will (advance healthcare directive)
Capped fees* on eight commonly used legal services, which include:
• Traffic Ticket Defense
• $ 89.00
• Name Change
• $ 155.00
• Real Estate Closing
• $ 250.00
• Chapter 7 Bankruptcy
• $ 750.00
• Simple Divorce
• $ 275.00
• Simple Will with Trust
• $ 250.00
• Non-support (spouse/child)
• $ 275.00
• Regular Incorporation
• $ 295.00
Prices are subject to change without notice and may vary by region.
*Costs and filing fees additional, specific definitions apply. |
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Vitamins
| Vitamins |
Vitacost.com is your one-stop shop for thousands of top brand vitamins, supplements, herbs, organics and natural health care products at up to 80% off retail everyday. Choose from over 400 brands and 12,000 items in stock and enjoy savings of 10% on already low prices. Members can place orders online or toll free by phone. Most orders ship the same day and every order is backed by the exclusive 5-star guarantee. |
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Tax Help Line
| Tax Help Line |
Members of the Tax Help Line will have access to unlimited tax advice, prior year tax return review and free tax return preparation for forms 1040 EZ, 1040A and standard 1040. Tax Help Line provides members with access to discounts on numerous tax return schedules and forms. Simply call the toll-free number and members will be able to effectively plan in advance so the year-end tax preparation is free and painless.
Highlights
• Unlimited advice on federal taxation
• Free tax return preparation for forms 1040 EZ, 1040A and standard 1040
• Deep discounts on numerous other tax schedules
• IRS audit assistance
• Tax planning
• Review of prior year’s tax return
• Member portal with tax tips, tax law changes, member advice and much more |
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Golf Program
| Golf Program |
This golf discount program is one of the nation’s premier golfer’s savings programs. The national network consists of over 2,000 exciting courses throughout the U.S., Canada, and many other international destinations. Discounts are also available for golf lessons, driving ranges, and much more.
Highlights
• Over 2,000 courses available nationwide
• Save up to 50% off greens fees
• Save on golf vacation packages to destinations such as Hilton Head, Palm Springs, Myrtle Beach, Scotland, and the Republic of Ireland
• Save 10% on stay-and-play packages at fine golf resorts or sharpen your game while enjoying 2-for-1 discounts at driving ranges |
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Financial Helpline
| Financial Helpline |
Financial problems plague a significant portion of Americans. From the most basic questions to the more complex, our accredited and certified financial counselors can help. Debt, health care expenses, housing issues, credit card spending, taxes, college funding, retirement planning, are just some of the issues that our members can get help with. Financial Helpline members have free access to experienced, accredited financial counselors. Our counselors will objectively assist members in assessing situations, discussing options, creating an approach, finding the right resources and information, and help resolve financial questions.
Ask AFS financial help line highlights include, but are not limited to the following:
• Live, confidential, objective guidance from experienced, accredited financial counselors.
• 24/7 Direct access to Financial Resource Center
• Direct access to interactive calculators, educational materials.
• Extensive library of financial information, articles focusing on what to look out for, and other material to help you plan ahead. |
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| Consult A Doctor™
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Vision
| Vision |
Coast to Coast (CTC) Vision has contracted with over 12,000 eyecare locations nationwide. Members save on eyeglasses, contacts, eye exams and surgical procedures. The CTC provider network is the most comprehensive in the U.S. and includes ophthalmologists, optometrists, independent optical centers and national chain locations such as Pearle Vision, JCPenney Optical, Sears Optical, Target Optical, LensCrafters, and EyeMasters.
• Savings of 20% to 60% on prescription eyewear. • Also, save 10% to 20% on contact lenses (excluding disposables) at participating retail locations. • Savings of 10% to 30% on eye exams. • Save 40% to 50% off the overall national average on LASIK surgery (PRK and CK available at select locations). • Most frames, lenses and specialty items such as tints, coatings and UV protection are available. • No limit on the number of times membership may be used during the year. • Two guarantees - 30 day unconditional money-back satisfaction guarantee and low price guarantee on eyeglasses • Members may nominate their own eye care professional to join the network. Vision Benefit is not available to VT residents. To locate a provider online, click here |
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Roadside Assist
| Roadside Assist |
Roadside Assistance is available 24 hours a day, 365 days a year to assist members when owned or leased vehicles are disabled as a result of unavoidable circumstances. Members will only have to pay for any non-covered expenses or covered costs in excess of the 15 miles per occurrence maximum (up to $80 retail value). Coverage is extended to the member, spouse, and dependent children up to 21 years of age permanently residing at registered address when driving any vehicles that they own or lease for 12 months or longer.
Highlights
• Available 24 hours a day, 365 days a year
• Up to 15 miles towing (up to $80 retail value) per occurrence maximum for covered charges
• Covers Member, spouse and dependent children up to age 21 permanently residing at registered address when driving any vehicles they own or lease (12 months or longer)
• Towing Assistance
• Flat Tire Assistance
• Fuel, Oil, Fluid and Water Delivery Service
• Lock-out Assistance
• Battery Assistance
• Collision Assistance |
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Movie Tickets
| Movie Tickets |
Members will save up to 40% on movie tickets from major movie chains throughout the U.S. Tickets do not have an expiration date and are accepted at any of the theaters operated by the company issuing the discount ticket. Members may call toll-free to receive instructions on how to obtain their discounted tickets.
Participating Movie Chains:
• United Artists
• Regal Cinemas
• Cinemark USA
• AMC
• IMAX and many more... |
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Home Repair
| Home Repair |
Highlights
• Reliable repairs scheduled 24 hours a day
• Each contractor is carefully screened and regularly monitored to ensure reliability, quality workmanship and professionalism
• Extended labor and parts guarantee
How to use the program:
• Call the toll-free number listed on the membership card
• Give the Home Repair service representative the contract number located in the membership kit and state the problem. For emergencies, the service standards objective states that you will hear back from a contractor, on a priority basis usually within two to three hours of your call to the Home Repair Network
• The service representative will provide you with a listing of service contractors available in your area
• Simply call the contractor to schedule an appointment at your convenience. Of course, emergency repairs are handled on a priority basis |
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Dining
| Dining |
Members of the Dining Program are entitled to savings of up to 50% at dining establishments ranging from casual family eateries to fast food establishments and ice cream parlors. Currently, members save at over 20,000 restaurants around the country. The Dining Program is the more affordable way to dine at favorite restaurants.
• Over 20,000 participating restaurants around the country |
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Grocery Coupons
| Grocery Coupons |
Through this convenient mail order program, Members can order pre-clipped money saving grocery coupons online 24 hours a day. Members can search the database of coupons by keyword or just browse through the categories to find the coupons they need. A small clipping fee and shipping and handling fee will be charged for each order.
Highlights
• Members have the opportunity to order name-brand grocery coupons anytime and save money. • Members can access the website, http://www.uselectcoupons.com, 24 hours a day to request and receive pre-clipped manufacturers coupons for grocery and related items of their choice. |
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Family Recreation
| Family Recreation |
Members will save up to 50% at a wide variety of activities, including family amusement parks, bowling facilities, laser tag, white-water rafting, museums, arcades, sporting and cultural events, high adventure trips, and much more. With discounts valid throughout the year at destinations worldwide, the opportunities to save with the Recreation Program are limitless. |
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