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Key Life Benefits LLC is an agent of Benefiq LLC, a leading provider of insurance, lifestyle enhancement and supplemental insurance membership programs to consumers, employers, agents and membership organizations. We deliver our programs using a blend of proprietary technology, world-class support infrastructure and market-leading supplier network for a fully personalized, turnkey offering.
LIFESTYLE BENEFITS
Lifestyle benefits solutions, powered by Benefiq, provide your employees/members with valuable tools to successfully navigate the complexities of today's world. Financial planning, medical access, retail discounts, identity protection, credit management and dozens more, are all delivered by a single trusted partner.
Key Life Benefits/Benefiq services are delivered directly to consumers or employees/members through a fully personalized website as either:
• Voluntary – registration requests are processed as a result of member solicitation; or
• Non-Voluntary – registration costs and solicitations are part of a membership material and associated fees.
Members can join, cancel or update their membership using self-service registration screens.
All membership materials (booklets, cards, call center and member communication) are delivered in a consistent manner.
SUPPLEMENTAL INSURANCE
Supplemental health and life insurance are two of the most valuable benefits sought by consumers, employees and group members. Our convenient self-service registration screens provide easy access for members to receive quotes on quality insurance products at the lowest prices available. All insurance carriers provided by Key Life Benefits/Benefiq must qualify with an A rating or higher to participate.
Our insurance plan is designed to simplify the process of securing proper insurance coverage for your employees and their families and gives businesses the ability to upgrade their health care options by providing supplemental insurance designed to attract and retain the finest employees.
Key Life Benefits’ comprehensive portal is ideal for groups looking to offer easy-to-administer voluntary or non voluntary insurance programs including:
1. Term Life Insurance – 10, 15, 20 and 30 Year Terms
2. Permanent Life Insurance – Lifetime Coverage
3. Cancer Insurance – Money for Emergencies
4. Critical Care Insurance – Dollars for Heart Attack, Stroke, etc.
5. Accident Insurance – Money for Fractures, Burns, Emergency Care
6. Short Term Medical – For Elimination Periods and COBRA Alternatives
7. Student Medical Insurance – For employees with college bound children
Key Life Benefits’ plan offers convenient Web-based self enrollment, no need for HR or other administrative support and no payroll deductions.
• Same Rate For Family or Individual
• Everyone Accepted
• Never Any Paperwork
• 30-Day Guarantee
Key Life Benefits, LLC
PO Box 1511 Kulpsville, PA 19443-1511
Phone: (215) 361-0779
Disclosures:
This plan is NOT insurance
All plans subject to $4.95 one-time card fulfillment fee.
This plan provides discounts at certain healthcare providers for medical services
This plan does not make payments directly to the providers of medical services
The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization
This discount card program contains a 30 day cancellation period.
FL, MD, MS, ND, OK, RI, SC, SD, LA and TX residents: Member shall receive a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days after the effective date.
AR and TN residents: A refund of all fees will be issued if membership is cancelled within the first 30 days.
MA Residents: The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00.
Discount Medical Plan Organization: New Benefits, Ltd.Attn: Compliance Department, PO Box 671309, Dallas, TX 75367-1309.
Telephone number of Discount Medical Plan Organization: 800-800-7616
Internet website address to obtain participating providers, http://www.locateproviders.com
The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received. The discount medical card program makes available, before purchase and upon request, a list of program providers, including the name, city, state, and specialty of each program provider located in the cardholder's service area.